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Rochester
NY
Show More
Overview
$275,813
Average Sales Price
$199,900
Median Sales Price
476,503
Population
1,529
Total Listings
Featured Listings
For Sale (590)
For Sold (21106)
Open 9/14 4:30PM-6PM4 Beds2 Baths1,808 SqFt126 Mendota DR, Rochester, NY 14626
Listed by Keller Williams Realty Greater Rochester
New3 Beds2 Baths1,280 SqFt460 Biscayne DR, Rochester, NY 14612
Listed by Keller Williams Realty Greater Rochester
New3 Beds3 Baths1,280 SqFt547 French RD, Rochester, NY 14618
Listed by Keller Williams Realty Greater Rochester
New3 Beds2 Baths1,714 SqFt22 Dejonge ST, Rochester, NY 14621
Listed by Keller Williams Realty Greater Rochester
New3 Beds1 Bath1,278 SqFt231 Garfield ST, Rochester, NY 14611
Listed by Keller Williams Realty Greater Rochester
New3 Beds2 Baths1,786 SqFt120 Marion ST, Rochester, NY 14610
Listed by Keller Williams Realty Greater Rochester
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Public Services & Government
Pets
Education
Local Media
-
BLU Bar & Grill
250 Pixley Rd, Rochester, NY 14624
Burgers Phone: 585-247-0079
-
Rickys Diner
1973 E Ridge Rd, Rochester, NY 14622
Diners Phone: 585-730-5915
-
Friendly’s
4 Spencerport Road, Rochester, NY 14606
Burgers Phone: 585-429-6256
-
KFC
1760 E. Ridge Road, Irondequoit, NY 14622
Fast Food Phone: 585-342-8585
-
Shamrock Jack’s Irish Pub
4554 Culver Rd, Rochester, NY 14622
Irish Phone: 585-323-9310
-
MacGregors Grill and Tap Room
1129 Empire Blvd, Rochester, NY 14609
American (New) Phone: 585-288-8630
-
Mr Shoes Pizza
2448 Browncroft Blvd, Rochester, NY 14625
Pizza Phone: 585-248-9410
-
Mr Shoes Pizza
4364 Culver Rd, Rochester, NY 14622
Pizza Phone: 585-323-1700
-
Giuseppes Pizzeria
2445 Lyell Rd, Rochester, NY 14606
Phone: 585-429-5740
-
Acropolis Family Restaurant
3240 Chili Ave Ste 15, Rochester, NY 14624
Diners Phone: 585-889-8540
-
Pizza Hut
3208 Chili Ave, Rochester, NY 14624
Pizza Phone: 585-889-2442
-
IHOP
2190 Goodman St N, Rochester, NY 14609
Diners Phone: 585-482-4467
Educational Environment
Elementary Schools (69)Middle Schools (38)High Schools (25)
Name
Category
Grades
Library
Ratio
10/10
Briarwood School
215 Briarwood Dr, Rochester, NY 14617
Public
KG - 3
No
22:1 STUDENTS/TEACHERS
8/10
David B Crane Elementary School
85 Shell Edge Dr, Rochester, NY 14623
Public
KG - 3
No
8:1 STUDENTS/TEACHERS
8/10
French Road Elementary School
488 French Rd, Rochester, NY 14618
Public
3 - 5
No
12:1 STUDENTS/TEACHERS
8/10
Iroquois Middle School
150 Colebrook Dr, Rochester, NY 14617
Public
4 - 6
No
16:1 STUDENTS/TEACHERS
8/10
Rogers Middle School
219 Northfield Rd, Rochester, NY 14617
Public
4 - 6
No
14:1 STUDENTS/TEACHERS
7/10
Florence Brasser School
1000 Coldwater Rd, Rochester, NY 14624
Public
KG - 5
No
11:1 STUDENTS/TEACHERS
7/10
Paul Road School
571 Paul Rd, Rochester, NY 14624
Public
KG - 5
No
14:1 STUDENTS/TEACHERS
7/10
Southlawn School
455 Rawlinson Rd, Rochester, NY 14617
Public
KG - 3
No
23:1 STUDENTS/TEACHERS
7/10
Indian Landing Elementary School
702 Landing Rd N, Rochester, NY 14625
Public
KG - 5
No
12:1 STUDENTS/TEACHERS
6/10
West Ridge Elementary School
1010 English Rd, Rochester, NY 14616
Public
PK - 5
No
14:1 STUDENTS/TEACHERS
6/10
Genesee Community Charter School
657 East Ave, Rochester, NY 14607
Public
KG - 6
No
12:1 STUDENTS/TEACHERS
6/10
True North Rochester Preparatory Charter School (T
630 Brooks Ave, Rochester, NY 14619
Public
KG - 8
No
12:1 STUDENTS/TEACHERS
6/10
Allen Creek School
3188 East Ave, Rochester, NY 14618
Public
KG - 5
No
15:1 STUDENTS/TEACHERS
5/10
Chestnut Ridge Elementary School
3560 Chili Ave, Rochester, NY 14624
Public
KG - 4
No
14:1 STUDENTS/TEACHERS
5/10
Neil Armstrong School
3273 Lyell Rd, Rochester, NY 14606
Public
KG - 5
No
13:1 STUDENTS/TEACHERS
5/10
Walt Disney School
175 Coldwater Rd, Rochester, NY 14624
Public
KG - 5
No
11:1 STUDENTS/TEACHERS
5/10
Paddy Hill Elementary School
1801 Latta Rd, Rochester, NY 14612
Public
KG - 5
No
15:1 STUDENTS/TEACHERS
5/10
Floyd S Winslow Elementary School
755 Pinnacle Rd, Henrietta, NY 14467
Public
PK - 3
No
13:1 STUDENTS/TEACHERS
5/10
School 23-Francis Parker
170 Barrington St, Rochester, NY 14607
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
5/10
Laurelton-Pardee Intermediate School
600 Pardee Rd, Rochester, NY 14609
Public
3 - 5
No
13:1 STUDENTS/TEACHERS
4/10
School 45-Mary Mcleod Bethune
1445 Clifford Ave, Rochester, NY 14621
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
4/10
School 2-Clara Barton
190 Reynolds St, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
4/10
School 5-John Williams
555 Plymouth Ave N, Rochester, NY 14608
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
4/10
School 46-Charles Carroll
250 Newcastle Rd, Rochester, NY 14610
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
4/10
School 52-Frank Fowler Dow
100 Farmington Rd, Rochester, NY 14609
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
4/10
School 58-World of Inquiry School
950 Norton St, Rochester, NY 14621
Public
KG - 11
No
13:1 STUDENTS/TEACHERS
4/10
Dr Walter Cooper Academy
353 Congress Ave, Rochester, NY 14619
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
4/10
Seneca School
4143 Saint Paul Blvd, Rochester, NY 14617
Public
KG - 3
No
17:1 STUDENTS/TEACHERS
4/10
Durand-Eastman Intermediate School
95 Point Pleasant Rd, Rochester, NY 14622
Public
3 - 5
No
12:1 STUDENTS/TEACHERS
3/10
Ethel K Fyle Elementary School
133 Vollmer Pkwy, Rochester, NY 14623
Public
KG - 3
No
10:1 STUDENTS/TEACHERS
3/10
Eugenio Maria de Hostos Charter School
938 Clifford Ave, Rochester, NY 14621
Public
KG - 8
No
18:1 STUDENTS/TEACHERS
3/10
School 15-Children's School of Rochester (The)
494 Averill Ave, Rochester, NY 14607
Public
KG - 6
No
13:1 STUDENTS/TEACHERS
3/10
School 9-Dr Martin Luther King Jr
485 Clinton Ave N, Rochester, NY 14605
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
3/10
School 28-Henry Hudson
450 Humboldt St, Rochester, NY 14610
Public
PK - 6
No
11:1 STUDENTS/TEACHERS
3/10
Brookview School
300 Brookview Dr, Rochester, NY 14617
Public
KG - 3
No
21:1 STUDENTS/TEACHERS
2/10
Pine Brook Elementary School
2300 English Rd, Rochester, NY 14616
Public
KG - 5
No
13:1 STUDENTS/TEACHERS
2/10
Buckman Heights Elementary School
550 Buckman Rd, Rochester, NY 14615
Public
3 - 5
No
13:1 STUDENTS/TEACHERS
2/10
Lakeshore Elementary School
1200 Latta Rd, Rochester, NY 14612
Public
3 - 5
No
12:1 STUDENTS/TEACHERS
2/10
Longridge Elementary School
190 Longridge Ave, Rochester, NY 14616
Public
KG - 5
No
13:1 STUDENTS/TEACHERS
2/10
Urban Choice Charter School
545 Humboldt St, Rochester, NY 14610
Public
KG - 8
No
12:1 STUDENTS/TEACHERS
2/10
Brookside Elementary School
1144 Long Pond Rd, Rochester, NY 14626
Public
KG - 5
No
12:1 STUDENTS/TEACHERS
2/10
Craig Hill Elementary School
320 W Craig Hill Dr, Rochester, NY 14626
Public
3 - 5
No
11:1 STUDENTS/TEACHERS
2/10
School 3-Nathaniel Rochester
85 Adams St, Rochester, NY 14608
Public
KG - 8
No
15:1 STUDENTS/TEACHERS
2/10
School 25-Nathaniel Hawthorne
965 Goodman St N, Rochester, NY 14609
Public
PK - 6
No
10:1 STUDENTS/TEACHERS
2/10
School 34-Dr Louis a Cerulli
530 Lexington Ave, Rochester, NY 14613
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
2/10
School 35-Pinnacle
194 Field St, Rochester, NY 14620
Public
KG - 6
No
12:1 STUDENTS/TEACHERS
2/10
School 44-Lincoln Park
820 Chili Ave, Rochester, NY 14611
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
2/10
School 54-Flower City Community School
311 Flower City Park, Rochester, NY 14615
Public
KG - 6
No
15:1 STUDENTS/TEACHERS
1/10
School 20-Henry Lomb School
54 Oakman St, Rochester, NY 14605
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
1/10
School 4-George Mather Forbes
198 Dr South Mccree Way, Rochester, NY 14611
Public
KG - 8
No
11:1 STUDENTS/TEACHERS
1/10
School 7-Virgil Grissom
31 Bryan St, Rochester, NY 14613
Public
PK - 6
No
15:1 STUDENTS/TEACHERS
1/10
School 8-Roberto Clemente
1180 Saint Paul St, Rochester, NY 14621
Public
PK - 8
No
15:1 STUDENTS/TEACHERS
1/10
School 12-James P B Duffy
999 South Ave, Rochester, NY 14620
Public
KG - 6
No
14:1 STUDENTS/TEACHERS
1/10
School 16-John Walton Spencer
321 Post Ave, Rochester, NY 14619
Public
PK - 8
No
18:1 STUDENTS/TEACHERS
1/10
School 17-Enrico Fermi
1 Edgerton Park, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
1/10
School 19-Dr Charles T Lunsford
465 Seward St, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
1/10
School 29-Adlai E Stevenson
88 Kirkland Rd, Rochester, NY 14611
Public
PK - 8
No
12:1 STUDENTS/TEACHERS
1/10
School 33-Audubon
500 Webster Ave, Rochester, NY 14609
Public
PK - 6
No
12:1 STUDENTS/TEACHERS
1/10
School 39-Andrew J Townson
145 Midland Ave, Rochester, NY 14621
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
1/10
School 41-Kodak Park
279 W Ridge Rd, Rochester, NY 14615
Public
PK - 6
No
15:1 STUDENTS/TEACHERS
1/10
School 42-Abelard Reynolds
3330 Lake Ave, Rochester, NY 14612
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
1/10
School 43-Theodore Roosevelt
1305 Lyell Ave, Rochester, NY 14606
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
1/10
School 50-Helen Barrett Montgomery
595 Upper Falls Blvd, Rochester, NY 14605
Public
KG - 7
No
14:1 STUDENTS/TEACHERS
1/10
School 53 Montessori Academy
625 Scio St, Rochester, NY 14605
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
1/10
School 22-Lincoln School
27 Zimbrich St, Rochester, NY 14621
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
1/10
Joseph C Wilson Foundation Academy
200 Genesee St, Rochester, NY 14611
Public
KG - 8
No
14:1 STUDENTS/TEACHERS
0/10
St Pius Tenth School
3000 Chili Ave, Rochester, NY 14624
Private
PK - 6
Yes
8:1 STUDENTS/TEACHERS
0/10
St Lawrence Elementary School
1000 N Greece Rd, Rochester, NY 14626
Private
PK - 6
Yes
14:1 STUDENTS/TEACHERS
0/10
Rochester Christian School
260 Embury Rd, Rochester, NY 14625
Private
PK - 8
Yes
9:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
9/10
Dake Junior High School
350 Cooper Rd, Rochester, NY 14617
Public
7 - 8
No
14:1 STUDENTS/TEACHERS
9/10
Twelve Corners Middle School
2643 Elmwood Ave, Rochester, NY 14618
Public
6 - 8
No
11:1 STUDENTS/TEACHERS
6/10
True North Rochester Preparatory Charter School (T
630 Brooks Ave, Rochester, NY 14619
Public
KG - 8
No
12:1 STUDENTS/TEACHERS
5/10
Odyssey Academy
750 Maiden Ln, Rochester, NY 14615
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
5/10
Rochester Academy Charter School
841 Genesee St, Rochester, NY 14611
Public
7 - 12
No
14:1 STUDENTS/TEACHERS
5/10
Gates-Chili Middle School
2 Spartan Way, Rochester, NY 14624
Public
6 - 8
No
12:1 STUDENTS/TEACHERS
5/10
School of the Arts
45 Prince St, Rochester, NY 14607
Public
7 - 12
No
13:1 STUDENTS/TEACHERS
5/10
East Irondequoit Middle School
155 Densmore Rd, Rochester, NY 14609
Public
6 - 8
No
11:1 STUDENTS/TEACHERS
4/10
University Preparatory Charter School for Young Men
180 Raines Park, Rochester, NY 14613
Public
7 - 11
No
9:1 STUDENTS/TEACHERS
4/10
School 45-Mary Mcleod Bethune
1445 Clifford Ave, Rochester, NY 14621
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
4/10
School 2-Clara Barton
190 Reynolds St, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
4/10
School 5-John Williams
555 Plymouth Ave N, Rochester, NY 14608
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
4/10
School 58-World of Inquiry School
950 Norton St, Rochester, NY 14621
Public
KG - 11
No
13:1 STUDENTS/TEACHERS
3/10
Arcadia Middle School
130 Island Cottage Rd, Rochester, NY 14612
Public
6 - 8
No
12:1 STUDENTS/TEACHERS
3/10
Athena Middle School
800 Long Pond Rd, Rochester, NY 14612
Public
6 - 8
No
12:1 STUDENTS/TEACHERS
3/10
Olympia School
1139 Maiden Ln, Rochester, NY 14615
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
3/10
Eugenio Maria de Hostos Charter School
938 Clifford Ave, Rochester, NY 14621
Public
KG - 8
No
18:1 STUDENTS/TEACHERS
3/10
School 9-Dr Martin Luther King Jr
485 Clinton Ave N, Rochester, NY 14605
Public
PK - 8
No
14:1 STUDENTS/TEACHERS
3/10
School Without Walls
480 Broadway, Rochester, NY 14607
Public
8 - 12
No
13:1 STUDENTS/TEACHERS
2/10
Urban Choice Charter School
545 Humboldt St, Rochester, NY 14610
Public
KG - 8
No
12:1 STUDENTS/TEACHERS
2/10
School 3-Nathaniel Rochester
85 Adams St, Rochester, NY 14608
Public
KG - 8
No
15:1 STUDENTS/TEACHERS
2/10
School 44-Lincoln Park
820 Chili Ave, Rochester, NY 14611
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
2/10
Integrated Arts and Technology High School
950 Norton St, Rochester, NY 14621
Public
7 - 10
No
14:1 STUDENTS/TEACHERS
2/10
Northwest College Preparatory High School
940 Fernwood Park, Rochester, NY 14609
Public
7 - 12
No
18:1 STUDENTS/TEACHERS
2/10
Northeast College Preparatory High School
940 Fernwood Park, Rochester, NY 14609
Public
8 - 12
No
STUDENTS/TEACHERS
1/10
East High School
1801 E Main St, Rochester, NY 14609
Public
7 - 12
No
14:1 STUDENTS/TEACHERS
1/10
James Monroe High School
164 Alexander St, Rochester, NY 14607
Public
7 - 12
No
12:1 STUDENTS/TEACHERS
1/10
School 4-George Mather Forbes
198 Dr South Mccree Way, Rochester, NY 14611
Public
KG - 8
No
11:1 STUDENTS/TEACHERS
1/10
School 8-Roberto Clemente
1180 Saint Paul St, Rochester, NY 14621
Public
PK - 8
No
15:1 STUDENTS/TEACHERS
1/10
School 16-John Walton Spencer
321 Post Ave, Rochester, NY 14619
Public
PK - 8
No
18:1 STUDENTS/TEACHERS
1/10
School 17-Enrico Fermi
1 Edgerton Park, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
1/10
School 19-Dr Charles T Lunsford
465 Seward St, Rochester, NY 14608
Public
PK - 8
No
13:1 STUDENTS/TEACHERS
1/10
School 29-Adlai E Stevenson
88 Kirkland Rd, Rochester, NY 14611
Public
PK - 8
No
12:1 STUDENTS/TEACHERS
1/10
School 50-Helen Barrett Montgomery
595 Upper Falls Blvd, Rochester, NY 14605
Public
KG - 7
No
14:1 STUDENTS/TEACHERS
1/10
Joseph C Wilson Foundation Academy
200 Genesee St, Rochester, NY 14611
Public
KG - 8
No
14:1 STUDENTS/TEACHERS
1/10
Leadership Academy for Young Men (The)
655 Colfax St, Rochester, NY 14606
Public
7 - 11
No
14:1 STUDENTS/TEACHERS
0/10
Villa of Hope
3300 Dewey Ave, Rochester, NY 14616
Private
6 - 12
Yes
3:1 STUDENTS/TEACHERS
0/10
Rochester Christian School
260 Embury Rd, Rochester, NY 14625
Private
PK - 8
Yes
9:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
9/10
Brighton High School
1150 Winton Rd S, Rochester, NY 14618
Public
9 - 12
No
11:1 STUDENTS/TEACHERS
7/10
Irondequoit High School
260 Cooper Rd, Rochester, NY 14617
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
5/10
Arcadia High School
120 Island Cottage Rd, Rochester, NY 14612
Public
9 - 12
No
12:1 STUDENTS/TEACHERS
5/10
Athena High School
800 Long Pond Rd, Rochester, NY 14612
Public
9 - 12
No
12:1 STUDENTS/TEACHERS
5/10
Odyssey Academy
750 Maiden Ln, Rochester, NY 14615
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
5/10
Rochester Academy Charter School
841 Genesee St, Rochester, NY 14611
Public
7 - 12
No
14:1 STUDENTS/TEACHERS
5/10
Gates-Chili High School
1 Spartan Way, Rochester, NY 14624
Public
9 - 12
No
13:1 STUDENTS/TEACHERS
5/10
School of the Arts
45 Prince St, Rochester, NY 14607
Public
7 - 12
No
13:1 STUDENTS/TEACHERS
5/10
Eastridge Senior High School
2350 E Ridge Rd, Rochester, NY 14622
Public
9 - 12
No
10:1 STUDENTS/TEACHERS
4/10
University Preparatory Charter School for Young Men
180 Raines Park, Rochester, NY 14613
Public
7 - 11
No
9:1 STUDENTS/TEACHERS
4/10
School 58-World of Inquiry School
950 Norton St, Rochester, NY 14621
Public
KG - 11
No
13:1 STUDENTS/TEACHERS
4/10
Rochester Early College International High School
200 Genesee St, Rochester, NY 14611
Public
9 - 12
No
14:1 STUDENTS/TEACHERS
3/10
Olympia School
1139 Maiden Ln, Rochester, NY 14615
Public
6 - 12
No
11:1 STUDENTS/TEACHERS
3/10
School Without Walls
480 Broadway, Rochester, NY 14607
Public
8 - 12
No
13:1 STUDENTS/TEACHERS
3/10
Joseph C Wilson Magnet High School
501 Genesee St, Rochester, NY 14611
Public
9 - 12
No
11:1 STUDENTS/TEACHERS
2/10
Integrated Arts and Technology High School
950 Norton St, Rochester, NY 14621
Public
7 - 10
No
14:1 STUDENTS/TEACHERS
2/10
Northwest College Preparatory High School
940 Fernwood Park, Rochester, NY 14609
Public
7 - 12
No
18:1 STUDENTS/TEACHERS
2/10
Northeast College Preparatory High School
940 Fernwood Park, Rochester, NY 14609
Public
8 - 12
No
STUDENTS/TEACHERS
1/10
Vanguard Collegiate High School
950 Norton St, Rochester, NY 14621
Public
9 - 12
No
15:1 STUDENTS/TEACHERS
1/10
Charlotte High School
175 Martin St, Rochester, NY 14605
Public
9 - 12
No
14:1 STUDENTS/TEACHERS
1/10
East High School
1801 E Main St, Rochester, NY 14609
Public
7 - 12
No
14:1 STUDENTS/TEACHERS
1/10
James Monroe High School
164 Alexander St, Rochester, NY 14607
Public
7 - 12
No
12:1 STUDENTS/TEACHERS
1/10
Robert Brown School of Construction and Design
655 Colfax St, Rochester, NY 14606
Public
9 - 12
No
12:1 STUDENTS/TEACHERS
1/10
Leadership Academy for Young Men (The)
655 Colfax St, Rochester, NY 14606
Public
7 - 11
No
14:1 STUDENTS/TEACHERS
0/10
Villa of Hope
3300 Dewey Ave, Rochester, NY 14616
Private
6 - 12
Yes
3:1 STUDENTS/TEACHERS
Show More
Have questions about Rochester?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
Demographics
Data provided by Attom Data
Population
Employment
Population
476.5K
476.5K in 2020
Density
2.8K
per square mile
Households
196K
29 With Children
Gender
48% / 52%
Men Vs Women
Occupancy
55% / 45%
Owned Vs Rented
Age Median: Years
Education Level
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
Work With Us
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
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