What is my house worth, and how do you decide?
The short answer: Your house is worth what a buyer will pay for it today. I figure that out by looking at what similar homes near you sold for recently, then adjusting for what makes yours different. An online estimate is a starting point. It can't see inside your house. Start with what sold, not wh
What is the difference between pre-qualified and pre-approved?
The short answer: Pre-qualified is a quick estimate. Pre-approved means a lender has checked your income, credit and savings and put a number in writing. If you are serious about buying, you want the second one. And in Rochester, there are stronger versions of pre-approval that can make your offer l